Give your AI agent a wallet it can actually use. Tychi MCP plugs into Cursor, Claude Desktop, OpenClaw, and any stdio MCP host — onboard, create, import, and switch wallets with fast direct tools, then balance checks, sends, and policy-gated payments through tyi_chat. Keys live encrypted in ~/.tyi on the operator's machine; a hosted brain parses intent and routes LLM calls while every signature stays local. Includes routing guide (tyi_route), readiness checks (tyi_status), multi-wallet support, spend caps, audit logging, and gasless payment routing via UGF. Built for agent workflows: secrets via tool params or env, never through chat. Apache-2.0, npm + GitHub.