IBANforge

IBAN validation & BIC/SWIFT lookup API with SEPA compliance data, issuer classification, risk indicators, x402 micropayments, and MCP integration for AI agents.

Features

• IBAN Validation — Full mod-97 checksum verification, BBAN structure parsing, 84 countries
• BIC/SWIFT Lookup — 121,000+ entries from GLEIF with LEI enrichment
• SEPA Compliance — Membership status, payment schemes (SCT/SDD/SCT_INST), VoP requirement per country
• Issuer Classification — Detects traditional banks, neobanks, EMIs (Wise, Revolut, N26...), and payment institutions for vIBAN detection
• Risk Indicators — Composite risk signal: issuer type, country risk (FATF-based), test BIC, SEPA reachability, VoP coverage
• Batch Processing — Validate up to 100 IBANs in one call
• x402 Micropayments — Pay-per-call with USDC (from $0.002/request)
• MCP Server — Native AI agent integration via Model Context Protocol
• Self-hosted — Docker deployment, SQLite database, no external dependencies

Quick Start

git clone https://github.com/cammac-creator/ibanforge.git
cd ibanforge
npm install
cp .env.example .env
npm run dev

API Endpoints

Examples

Validate IBAN

curl -X POST https://api.ibanforge.com/v1/iban/validate \
  -H "Content-Type: application/json" \
  -d '{"iban": "CH93 0076 2011 6238 5295 7"}'

Lookup BIC

curl https://api.ibanforge.com/v1/bic/UBSWCHZH80A

MCP Integration

Add to your Claude Desktop or AI agent config:

{
  "mcpServers": {
    "ibanforge": {
      "command": "npx",
      "args": ["tsx", "src/mcp/server.ts"],
      "cwd": "/path/to/ibanforge"
    }
  }
}

Available tools: validate_iban, batch_validate_iban, lookup_bic

Development

npm run dev          # Dev server (hot reload)
npm run test         # Run tests
npm run check        # Typecheck + lint + test
npm run db:seed      # Rebuild BIC database from GLEIF

Deployment

Docker

docker build -t ibanforge .
docker run -p 3000:3000 --env-file .env ibanforge

Railway

Push to main — Railway auto-deploys via Dockerfile.

Environment Variables

Data Sources

• BIC/SWIFT entries: GLEIF BIC-LEI mapping
• LEI enrichment: GLEIF API
• Country names: Node.js Intl.DisplayNames API

License

MIT